:root{
  --bg:#0b1220; --panel:#0f1a2e; --muted:#97a3c0; --text:#eaf1ff;
  --brand:#2563eb; --brand2:#1e40af; --ok:#16a34a; --line:rgba(255,255,255,.08);
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:Inter,system-ui,Segoe UI,Arial,sans-serif;background:#081021;color:var(--text)}
a{color:inherit;text-decoration:none}
.container{width:min(1120px,92%);margin-inline:auto}
.btn{display:inline-block;padding:12px 18px;border-radius:14px;border:1px solid var(--line);background:transparent;color:#fff;font-weight:600}
.btn.primary{background:linear-gradient(180deg,var(--brand),var(--brand2));border-color:transparent;box-shadow:0 12px 24px rgba(37,99,235,.28)}
.btn.ghost{border-color:var(--line)}
.btn.sm{padding:8px 12px;border-radius:10px}
.btn:hover{opacity:.96;transform:translateY(-1px)}
.muted{color:var(--muted)}
.xs{font-size:.85rem}

/* Header */
.site-header{position:sticky;top:0;z-index:20;background:rgba(8,16,33,.85);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 0}
.brand{display:flex;align-items:center;gap:10px;font-weight:800}
.logo{width:28px;height:28px}
.nav{display:flex;gap:16px;align-items:center}
.nav a{padding:10px 8px;border-radius:10px}
.nav.open{display:flex}
.menu{display:none;background:transparent;border:0;color:#fff;font-size:22px}

/* Hero */
.hero{padding:72px 0;background:
 radial-gradient(80% 50% at 0% 0%, rgba(37,99,235,.25), transparent 60%),
 radial-gradient(80% 50% at 100% 0%, rgba(30,64,175,.25), transparent 60%)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:32px;align-items:center}
.hero h1{font-size:2.4rem;margin:0 0 10px}
.lead{color:#cfe0ff;font-size:1.1rem;margin:0 0 14px}
.cta-row{display:flex;gap:12px;flex-wrap:wrap}
.bullets{display:flex;gap:18px;flex-wrap:wrap;color:#c9d7ff;margin:12px 0 0;padding:0;list-style:none}

/* Sections */
.section{padding:56px 0}
.section.alt{background:linear-gradient(180deg,#0a1324,#0c172b)}
.center{text-align:center}
.mt-24{margin-top:24px}

/* Cards */
.cards-4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.cards-3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.card{background:var(--panel);border:1px solid var(--line);padding:18px;border-radius:18px}
.card.big{padding:22px}
.card .ico{font-size:28px;margin-bottom:6px}

/* Steps */
.steps-4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.step{background:var(--panel);border:1px solid var(--line);padding:18px;border-radius:18px;position:relative}
.step>span{position:absolute;top:-10px;left:-10px;width:32px;height:32px;border-radius:10px;background:var(--brand);display:grid;place-items:center;font-weight:700}

/* Tables */
.table-wrap{overflow:auto}
.table{width:100%;border-collapse:collapse;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.table th,.table td{border-bottom:1px solid var(--line);padding:14px}
.table th{text-align:left;color:#cfe0ff;background:#0f1a2e}
.table tr:hover td{background:rgba(255,255,255,.02)}

/* Layouts */
.page-hero{padding:40px 0;border-bottom:1px solid var(--line);background:linear-gradient(180deg,#0b1426,#0d1a2e)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:16px}

/* Footer */
.site-footer{border-top:1px solid var(--line);padding:28px 0;background:#081021}
.brand-row{display:flex;gap:10px;align-items:center;margin-bottom:8px}
.links{display:flex;flex-direction:column;gap:8px;align-items:flex-end}
.sub{text-align:center;color:var(--muted);margin-top:12px}

/* Sticky CTA */
.sticky-cta{position:fixed;inset:auto 0 14px 0;margin:auto;width:min(640px,92%);display:none;justify-content:center;background:linear-gradient(180deg,var(--brand),var(--brand2));color:#fff;padding:14px 18px;border-radius:16px;border:1px solid var(--line);box-shadow:0 16px 38px rgba(37,99,235,.35);font-weight:700;text-align:center;z-index:30}

/* Providers grid override */
.cards-3 .card.big{min-height:160px}

/* Responsive */
@media (max-width: 980px){
  .hero-grid{grid-template-columns:1fr}
  .cards-4{grid-template-columns:repeat(2,1fr)}
  .cards-3{grid-template-columns:1fr}
  .steps-4{grid-template-columns:repeat(2,1fr)}
  .two-col,.grid-2{grid-template-columns:1fr}
  .links{align-items:flex-start}
}
@media (max-width:720px){
  .menu{display:block}
  .nav{display:none;position:absolute;top:56px;left:0;right:0;background:#0b1426;border-top:1px solid var(--line);padding:10px 4%;gap:10px}
  .nav a{display:block;padding:12px;border:1px solid var(--line);border-radius:12px;background:#0f1a2e}
  .sticky-cta{display:flex}
}